1. Commit to Quality Time Creative and healthy ways to spend more with your kids in 2010.

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Today's HealthKey Tip for 2010

2010: Time to Save
Get expert advice. Speak with a financial adviser to determine how to best allocate your savings in stocks, bonds and cash in order to meet your growth and income goals.

Read more tips for a healthy New Year.




2-11 Saving in your 40s and 50s? Continue to contribute as much as possible towards your retirement. Upon reaching 50 you may be able to make extra contributions to IRAs, 401(k)s and other retirement savings accounts. If don't already own a house, consider purchasing one for equity and a place to live when you retire. 2-10 Saving in your 20s and 30s? Contribute as much as you can towards your retirement while meeting other goals, such as buying a home or starting a family. Keep your debt as low as possible. 2-9 Plan how to put your money aside. Contribute to your pension, IRA, 401(k), SEP, Keogh, SIMPLE and/or other savings plan. Take advantage of your employer's match, if your employer offers one, and of the tax savings, if applicable to you (ask your accountant). 2-8 Calculate a realistic assessment of how much money you'll need to live comfortably. Try to build an additional cushion into your savings goal. AARP's Retirement Calculator can help you figure how much you'll need to save. 2-5 Commit to quality time with your kids: Host a family Olympics. The events could include skipping, jumping rope, hula-hooping, hopping, headstands, running, crab walking, really, whatever strikes your fancy. You can even make gold, sliver and bronze paper medals to hand out for each. 2-4 Create your own family art show. Set a date a week or two in advance, and then take an hour or so each night for each member of the family to come up with a project and get creative. In the end, you can invite friends and relatives over the big unveiling. 2-3 Take a road trip. Turn the drive into a fun, educational adventure by playing the alphabet game. Make sure everyone has a pencil and a notebook. Have them write each letter of the alphabet vertically down the page, then identify things along the road that start with each letter. The first person to fill in all 26 letters, wins! 2-2 Have a family "play" night. With a nod to the theatrical, help your children write and perform their own play. It could be based on their favorite book, or a take off on a Pixar film: Wall-E meets Woody. Make it special by inviting friends and relatives over for "opening night," and serve healthy snacks and beverages. 1-29 Hitting the trail as a family is great way to combine fitness and education. Theme each hike as a "bird watching" adventure, or a "wildlife safari." Have the kids bring along a notebook and write down what they see along the trail. Pack snacks and drinks, so you can celebrate when you reach the summit destination. 1-28 Gather up the tribe for a group bike ride each week. Most cities have bike-friendly roadways. Pick a destination, pack a picnic lunch and head out! If your children are too young to ride on their own, bike trailers are fairly inexpensive and they'll still have a great time watching the world roll by. 1-27 Broaden Your Horizons
Keep it Up! Whether you decide to make your new subject a life-long pursuit or to try out another activity on your list, just keep on learning and you'll always be interesting. 1-26 Goals are essential for turning intentions into action. To be effective, goals must be attainable, realistic and specific. When working on your goals, choose one to pursue at a time, make them feasible and set clear parameters so you can determine if and when you've accomplished them. 1-25 Write down everything you'd like to learn and do, and prioritize your list with which ones excite you most and are most feasible. Choose only one activity to pursue so you stay focused and don't spread yourself too thin, as this will only cause anxiety. 1-22Love to travel? Take a tour led by a university professor who's an expert in the culture, history or geography of the region, find a guide who knows the best-kept-secret places to photograph, or join an RV caravan tour of historic sites or national parks. 1-21 This year resolve to make medical tests and screenings routine for the rest of your life so you can have a healthier, more enjoyable future. 1-20Keep trying. View each day is a new opportunity to get closer to your goal. http://www.healthkey.com/a-z/new-year/sns-health-keep-your-new-years-resolutions,0,1226223.story 1-19 Reward yourself. Give yourself weekly and monthly "atta girl or guy" gifts as you accomplish your short-term goals. Post images of your rewards-to-come on your bathroom mirror or refrigerator as motivation. Hint: if you are working on weight loss, food isn't an appropriate reward. 1-18 Stick to it. It takes about 21 days for a new activity, such as exercising, to become a habit. Give it six months and it becomes a part of your life. 1-15 Don't beat yourself up. Do your best every day and if you slip, forget it and jump right back on the path to your goal. 1-14 Keep a journal. Write down your plan and keep a tally of your progress. Writing about small victories keeps you on track to win the war. A food diary is especially helpful with weight control resolutions 1-13 Find a buddy. Team up with someone that has your goal. Together you can work on the resolution, complain, commiserate, push and pat each other on the back. 1-12 Blab it around. Tell family and friends your resolution so you'll feel accountable and maybe get some positive feedback. 1-11 Break it down. If want to lose 20 pounds for your class reunion, figure out how many pounds you need to lose each week to hit that goal. Or, if you want to run a 10k, research the appropriate distances you'll need to reach leading up to the big race. 1-8 Plan ahead. If you have a weight loss goal, already have the program and methods you are going to use in place and maybe already underway. 1-7 Be real. Select one or two achievable goals such as " lose weight by May" or "stop eating after 7 p.m." or "quit smoking" 1-6 Your Fear: "I can't resist pumpkin lattes."
Give yourself permission to relish the special foods you have only during the holidays-your mom's pecan pie, Grandma's candied yams or even Starbucks' seasonal treats, in moderation. Substitute these dishes for your usual indulgences such as chips, ice cream and pizza.

1-5 Your Fear: "I overeat at parties." Celebratory spreads make it easy to stuff yourself, but obsessing over every bite will ruin your night. Try strapping your watch on the wrong wrist as a visual reminder of your goal; you'll automatically eat less. 1-4 Your Fear: "I'm doomed to gain weight."
Panic backfires on your backside. "If you convince yourself you're going to pack on pounds, you'll give up and binge or stress-eat," says Heather K. Jones, R.D., coauthor of What's Your Diet Type?